Support Home Borrower Eligibility Will I be eligible for a Loan? To qualify for a loan, all loan borrowers must: Has a verifiable name, date of bi… Why was I disqualified? To learn why we were unable to offer you a loan at this time, you can log into te… Can Texas Bay Credit Union make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requireme… Can I use a cosigner? We do not allow you to apply for a loan with a cosigner. Since this is a personal… What are the minimum credit requirements to receive a loan? Applicants with Texas Bay Credit Union must have a minimum credit score of 660 as… What subsequent events may disqualify my Texas Bay Credit Union loan application? Your loan application may be disqualified even after you receive an initial offer…